Step 1: Write second polynomial below the first one. Making sure like terms are lined up.
$$ \begin{array}{lrrr} & x^2 & -6x & -4 \\ \color{red}{ - } & 3x^2 & -4x & -1 \\ \hline \end{array} $$Step 2: Change ALL the signs in the second row.
$$ \begin{array}{lrrr} & x^2 & -6x & -4 \\ \color{red}{ - } & -3x^2 & 4x & 1 \\ \hline \end{array} $$Step 3: Combine like terms (add each column):
$$ \begin{array}{lrrr} & x^2 & -6x & -4 \\ \color{red}{ - } & -3x^2 & 4x & 1 \\ \hline & 4x^2 & -10x & -5 \end{array} $$